Comments on: How long after my bankruptcy is discharged do I have to include a company? http://www.bankruptcybliss.com/personal-finance/how-long-after-my-bankruptcy-is-discharged-do-i-have-to-include-a-company Bankruptcy | Debts Mon, 09 Mar 2009 22:57:11 +0000 http://wordpress.org/?v=2.9.1 hourly 1 By: Studly http://www.bankruptcybliss.com/personal-finance/how-long-after-my-bankruptcy-is-discharged-do-i-have-to-include-a-company/comment-page-1#comment-532 Studly Wed, 18 Feb 2009 18:45:44 +0000 http://bankruptcybliss.com/personal-finance/how-long-after-my-bankruptcy-is-discharged-do-i-have-to-include-a-company#comment-532 Sigh....three answers and not one of them answers your question. Sorry. Once your bankruptcy is discharged it is next to impossible to get it re-opened to include a debt. You would have to file a whole new bankruptcy. Actually, if the debt is not included by the "bar" date it's already too late. Sigh….three answers and not one of them answers your question. Sorry.

Once your bankruptcy is discharged it is next to impossible to get it re-opened to include a debt. You would have to file a whole new bankruptcy.

Actually, if the debt is not included by the “bar” date it’s already too late.

]]> By: bdancer222 http://www.bankruptcybliss.com/personal-finance/how-long-after-my-bankruptcy-is-discharged-do-i-have-to-include-a-company/comment-page-1#comment-531 bdancer222 Tue, 17 Feb 2009 16:53:31 +0000 http://bankruptcybliss.com/personal-finance/how-long-after-my-bankruptcy-is-discharged-do-i-have-to-include-a-company#comment-531 If you were delinquent at the time, why didn't you include this creditor in your bankruptcy? And if it showed up 2 months after discharge, why didn't you contact your attorney and see about getting it included? Even if they just started reporting the item recently, it still will age off 7-1/2 years from date of first deficiency. This is per the FCRA and nothing restarts that clock. If you were delinquent at the time, why didn’t you include this creditor in your bankruptcy? And if it showed up 2 months after discharge, why didn’t you contact your attorney and see about getting it included?

Even if they just started reporting the item recently, it still will age off 7-1/2 years from date of first deficiency. This is per the FCRA and nothing restarts that clock.

]]> By: A W http://www.bankruptcybliss.com/personal-finance/how-long-after-my-bankruptcy-is-discharged-do-i-have-to-include-a-company/comment-page-1#comment-530 A W Sat, 14 Feb 2009 05:13:42 +0000 http://bankruptcybliss.com/personal-finance/how-long-after-my-bankruptcy-is-discharged-do-i-have-to-include-a-company#comment-530 How about just PAYING it since it IS a debt you incurred? Call the attorney who did your bankruptcy and see what they say. How about just PAYING it since it IS a debt you incurred?

Call the attorney who did your bankruptcy and see what they say.

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