randyxd asked: I filed for bankruptcy in 1998. Recently in my credit report there was a public notice saying it was discharged.
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February 17th, 2009 | Posted in Personal Finance | 4 Comments
Penny asked: I filed for bankruptcy in 2004 and I have been paying on it for so long now that I have a chance to pay it on out. I have about a year left to go if I don’t pay it on out. I want to refinance my house. If I pay my bankruptcy and my case is discharged, how long shall I wait before applying for a loan to refinance my home?
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February 14th, 2009 | Posted in Personal Finance | 5 Comments
just_wondering asked: Wondering how bankruptcy works if you are married. Say if one has awful credit, and the other has really good credit. The one needs to file for bankruptcy. Will the bankruptcy affect the other spouse? Or can the one do it alone without affecting the spouse at all? Any info or sites to look at would be appreciated. THANKS!
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February 13th, 2009 | Posted in Personal Finance | 2 Comments
LATANYA N asked: I filed in 2001. I disputed my bankruptcy and a lien with all 3 credit bureaus.
Transunion removed the lien not the bankruptcy
Equifax removed the bankruptcy and not the lien
Experian wouldn’t remove neither one.
Now i know once you dispute an item the creditor has 30 days to respond or its removed from your file how can i get the others removed or do I just have to wait it out
If one bureau remove it dont the others have too.
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February 11th, 2009 | Posted in Personal Finance | 10 Comments
